Not only banks, but the additional plans are to: Bail-out homebuilders who made a fortune over the last 15 or so years, & who were also instrumental in unqualified buyers obtaining high risk loans? "Make that sale, whatever it takes, attitude."

Then, they want to bail out the irresponsible home-owners that bought a home they could not afford in the first place? With nothing down, they somehow qualified for mega-mega bucks. When the payment went up, it was easy for them to walk on the mortgage. They had no colateral (cash down) to lose. Then we have our fix it & flipers. Investors who bought a home one month, did a little painting, & sold for major profit the next month. I can't believe that "Flip that house", is still shown on T.V. Many of them got caught up in this. Now, some of them own several properties that they couldn't sell right away, that are now in foreclosure.

58 million Americans own homes today. 4 million of them are in default, because of greedy mortgage brokers, & irresponsible home buyers, who now want us to believe that they didn't understand what an ARM (adjustable rate mortgage was.) This means that 54 million of us still make our mortgage payments on time, & are not in default.

We saw the Federal Reserve Bank jump in to save Bear Stearns, due to the sub-prime mortgage crisis. Former fed chairman Allan Greenspan states that the current federal reserve "overstepped" it's boundaries. Some are blaming Greenspan for the current crisis, because he apparently introduced the adjustable rate mortgage, back in the 1990's. Who knows?

What I have a problem with, is that millions of Americans got slammed when the high-tech bubble & stock market came crashing down. They didn't get bailed out. Employees or investors of Enron, Worldcom & other companies didn't get bailed out. Americans lost their jobs, their retirements, their homes, & about everything they had worked for all their lives. No bailout.

Yet now, congress & democrat Presidential candidates are rushing in to ease the pain. Which means, the other 54 million of us, who maintain our credit & who often times work two jobs to pay the bills, get stuck for the tab for the 4 million who don't.

The only candidate who says no bail out is John McCain.