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Abortion, Civil Rights, Healthcare and other Social Issues Abortion, Civil Rights, Homosexuality, Education, Healthcare and other such issues

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  #76 (permalink)  
Old 01-22-2007
Western Otto Western Otto is offline
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Re: Should Insurance companies deny you insurance if youre gay?

Quote:
Originally Posted by todd93 View Post
I can, I have yet to see any evidence of humans actually causing it. I also have yet to see a threat of global warming doing damage, or killing anybody. History is on my side in this, there have always been warming and cooling cycles much MUCH worse than the warming cycle we're in, that can't be refuted or blamed on humans. Frankly, I'd like to hear how we can destroy the earth using earthly materials.
See if you can find some info on scalar weapons.
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  #77 (permalink)  
Old 01-22-2007
Western Otto Western Otto is offline
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Re: Should Insurance companies deny you insurance if youre gay?

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Originally Posted by todd93 View Post
Here's a quote and I can provide the link for this as well if you like, but it refutes the claim that there is evidence that humans are causing global warming.Because, like the quote above stated, there is no evidence to back the claim of human caused global warming.
If you stop relying on demagogues to supply your information and start researching the subject for yourself you'll learn a lot of interesting things.
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  #78 (permalink)  
Old 01-22-2007
Western Otto Western Otto is offline
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Re: Should Insurance companies deny you insurance if youre gay?

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Originally Posted by Steve View Post
Actually, a lot of conservative (and primarily christian) folks here have been playing the "fear card" with regards to gay marriage. It's not like liberals have a monopoly on that...
It's also not the liberals who are running scared of a big, bad god who is gonna throw people into Hell if they don't do whatever the priests tell them the Bible says to do (depends of course on which version of the Bible you are using).
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  #79 (permalink)  
Old 01-22-2007
Western Otto Western Otto is offline
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Re: Should Insurance companies deny you insurance if youre gay?

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Originally Posted by todd93 View Post
I haven't seen any Conservatives playing the "fear card" as you've put it with the abomination that is gay marriage.
If you haven't noticed the fear-based arguments against gay marriage then you haven't read Kinetic, Swoop, Thane, et al. Talk less, read more.
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  #80 (permalink)  
Old 01-22-2007
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metalted metalted is offline
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Re: Should Insurance companies deny you insurance if youre gay?

Todd, liberals will win on fear if conservatives ignore the fear. Conservatives can agree to elements of the liberal agenda and be more logical and reserved in its approach. Many green eco-liberals have an irrational paranoia of global warming, and would sacrifice jobs and industry for the sake of preventing it. We can both work togethor to come up with an approach to benifit all of us, instead of deadlocking, accomplishing nothing just for the sake of political gain.
Something like ...

enforcement of all new model vehicals most have yearly increase in milage, all standard nonhighperformance/utility vehicles must have atleast thirty something miles to gallon. not being specific.. you get the idea..

Increase emissions control
tax breaks on nonpollutant power companies, solar, water, etc, tax breaks on civilians who have thier own solar power, tax breaks on civilians who purchase hybrid cars...tax breaks on gas stations that start putting in alternate fuel pump stations....

to cover oil companies losses in such an event, so we don't lose jobs and get increase spikes in gass prices I would encourage and allow oil companies to drill in Anwar and in the gulf....

first ideas being longterm helps to remove our dependence on middle east oil, this idea short term relief... then the middle east won't be such a critical point, we won't need to be indirectly supporting terrorists as much.
  #81 (permalink)  
Old 01-22-2007
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Re: Should Insurance companies deny you insurance if youre gay?

I am sure there are other things I don't know about that I have not covered.. but I think thats a sound reasonable start.
  #82 (permalink)  
Old 01-22-2007
todd93 todd93 is offline
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Re: Should Insurance companies deny you insurance if youre gay?

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Originally Posted by pramjockey View Post
Unless we detonated them in the same area and punctured the crust.
The earth would still recover.
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  #83 (permalink)  
Old 01-22-2007
todd93 todd93 is offline
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Re: Should Insurance companies deny you insurance if youre gay?

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Originally Posted by Western Otto View Post
You need to read more science.
You first.
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  #84 (permalink)  
Old 01-22-2007
todd93 todd93 is offline
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Re: Should Insurance companies deny you insurance if youre gay?

Quote:
Originally Posted by Western Otto View Post
If you stop relying on demagogues to supply your information and start researching the subject for yourself you'll learn a lot of interesting things.
Oh, so I haven't researched it? That shows how much you know about me, precisely nothing, but keep on mis-labeling my views and facts, and mis-characterizing the things that I say, it just makes me look better. You have no idea of the extensive research that I've done, and I have yet to find any substantial evidence that humans can cause global warming.

Not sure where you get the demagogue idea, but it's obviously a false statement.
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  #85 (permalink)  
Old 01-22-2007
todd93 todd93 is offline
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Re: Should Insurance companies deny you insurance if youre gay?

Quote:
Originally Posted by Western Otto View Post
If you haven't noticed the fear-based arguments against gay marriage then you haven't read Kinetic, Swoop, Thane, et al. Talk less, read more.
I have indeed read the posts by Kinetic, Swoop, and Thane. Here's an idea, don't worry about how much I read, it's obviously way more than you think, I keep knocking you down in this arena with my facts and proof, but please keep getting back up, this is fun. I have yet to see any fear based arguements against gay marriage. I've seen facts about the abomination that it is, but no fear.
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  #86 (permalink)  
Old 01-23-2007
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Re: Should Insurance companies deny you insurance if youre gay?

Quote:
Originally Posted by todd93 View Post
I have indeed read the posts by Kinetic, Swoop, and Thane. Here's an idea, don't worry about how much I read, it's obviously way more than you think, I keep knocking you down in this arena with my facts and proof, but please keep getting back up, this is fun. I have yet to see any fear based arguements against gay marriage. I've seen facts about the abomination that it is, but no fear.
There's plenty of fear.

A reasonable, logical argument can't be presented and, when one of the members of the "christian militia" here tries, they're quickly made to look like a buffoon when they start talking about their "facts", and then exhibit a complete inability to show supporting proof for these "facts".

I've yet to see a single argument presented against gay marriage that, at one point or another, didn't reference god. That's fine, and I have no problem with that, but at least be respectful, if that's within the capability of a christian, of the fact that not everyone believes in god.

Nobody is asking you to adopt views contrary to those you have, just to be respectful of the fact that your having them doesn't mean everyone has them.

Of course, christians can be pretty disrespectful of others' beliefs while demanding that others be respectful of christianity; we see it here daily. Ergo, I don't suspect that there will be much respect shown by christians to anyone.

The christian militia is absolutely paralyzed with fear at the thought of actually having to prove anything they say...
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  #87 (permalink)  
Old 01-23-2007
todd93 todd93 is offline
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Re: Should Insurance companies deny you insurance if youre gay?

Quote:
Originally Posted by Steve View Post
There's plenty of fear.

A reasonable, logical argument can't be presented and, when one of the members of the "christian militia" here tries, they're quickly made to look like a buffoon when they start talking about their "facts", and then exhibit a complete inability to show supporting proof for these "facts".
That's odd, I see it as the other way around. I've stated facts about it and how it's detestable in the sight of God, and I've never looked like a buffoon.

Quote:
I've yet to see a single argument presented against gay marriage that, at one point or another, didn't reference god. That's fine, and I have no problem with that, but at least be respectful, if that's within the capability of a christian, of the fact that not everyone believes in god.
Ok, but when you're married it is done before the eyes of God, he is there weather you believe in him or not, he's there.

Quote:
Nobody is asking you to adopt views contrary to those you have, just to be respectful of the fact that your having them doesn't mean everyone has them.
I'm always respectful.

Quote:
Of course, christians can be pretty disrespectful of others' beliefs while demanding that others be respectful of christianity; we see it here daily. Ergo, I don't suspect that there will be much respect shown by christians to anyone.
You're very good at getting group persecution started here. I think that's more disrespectful than any Christian. Of course you'll post something about how small radical Christian groups have said something and lump us all in with them, yet more forms of persecution. It's ok, I can take it, it doesn't bother me, The LORD God said:
Quote:
I am Who I am.
Meaning I am all that my people need me to be.

Quote:
The christian militia is absolutely paralyzed with fear at the thought of actually having to prove anything they say...
Now that is just plain false, I've never been "paralysed" as you say with fear about anything. I can and have proven everything I say, and people like you decide to join in in group persecution. Just because you yourself are afraid of God.
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  #88 (permalink)  
Old 01-23-2007
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Re: Should Insurance companies deny you insurance if youre gay?

Has anyone read the new forum rules and made sure that your box was checked?

We need to bring this thread back on topic and stop the personal attacks/insults.
Quote:
Originally Posted by steveox View Post
I think they should have the right to deny you any insurance if youre gay.Like Health Insurance for example. If your dumb enough to know the risk of AIDS because of homosexual behavor then you know whats comming for ya. Theyre manny ways to find out of youre gay.Like the doctor can ask you do you have a partner like a girlfriend? and you say yes,,Then you doctor says whats her name you say Jimmy.He can say wait here sec, Then He calls the insurance company and tells him youre gay.Then youll get a notice in the mail you have been cancelled.Or when you file an insurance application and your file your spouces name as a male when youre a male then youre denied. So i think insurance should deny you if youre gay.
Insurance is a means of spreading risk of loss.
Health insurance is very different from other forms of insurance in that indemnification (compensation for loss), includes preventative measures such as annual check ups and also includes completely expected losses such as trips to a doctor for common cold.
And lastly, it is often mandated by government.

You would never receive money from your auto insurance carrier for taking your car in to have the breaks checked. Neither would you receive money from your homeowners insurance for the expense of unclogging the gutters in fall or "snaking" a drain.

Having said that, health insurance is still a means of pooling risk. A health insurance company is generally free to exlude HIV-AIDS treatment from a group plan if they wish. They may NOT exclude a single person from a group plan because they think that person partakes in riskier behavior of any kind. They may exclude any type of coverage or they may charge extra for a particular risk.

However, it is completely legal for a health insurance company to decline individual health coverage to an individual based on expected risks. For instance, my husband would never have health insurance if he had to buy an individual policy because the health insurance company specifically asks about such conditions and behaviors such as:
are you a fire fighter or pilot?
have you been treated for heart disease?
genetic history of cancer
kidney problems
history of musculoskeletal problems
and HIV-AIDS.

Why would it not be within a health insurance companies rights to make such considerations when calculating risk? That is precisely what they do.
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  #89 (permalink)  
Old 01-23-2007
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Re: Should Insurance companies deny you insurance if youre gay?

A note of warning:

If the health insurance company asks you these questions meant to assess the risk of insuring you and you lie just to get the coverage, when it comes time for the insurance company to pay out, you will be refunded your premiums less any previous claims payments and you will not receive one penny more. You may even be prosecuted.

This is an interesting topic because I think a lot of people who do have insurance don't realize why rising health care costs is such a huge problem. The insurance companies aren't necessarily ripping people off or being mean when they deny coverage. Sure, it happens but generally speaking, it's their job to assess and pool risk.

If you don't have insurance when you are diagnosed with HIV-AIDS, you will never have it and that is fair. It would be a crazy thing to provide health insurance to someone you KNOW is going to be sick and expensively so.
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...the government...is caving in...with their specious arguments couched in the...language of civil rights law, and that the churches ... likewise crumbling to...rhetoric which is nothing but heretical sophistry -- ~F Phelps
Platitudes like the one you offer are no different - and no less incorrect - than the jackass part-time Christian who says, "I'm going to heaven because I'm nice to people." It so misses the point.~Impugn
  #90 (permalink)  
Old 01-23-2007
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Re: Should Insurance companies deny you insurance if youre gay?

from Merriam-Webster Online

Main Entry: 1ag·nos·tic
Pronunciation: ag-'näs-tik, &g-
Function: noun
Etymology: Greek agnOstos unknown, unknowable, from a- + gnOstos known, from gignOskein to know
1 : a person who holds the view that any ultimate reality (as God) is unknown and probably unknowable; broadly : one who is not committed to believing in either the existence or the nonexistence of God or a god


Atheism is completely different from agnosticism.
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