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Thread: What do people without insurance do when they want to have a baby?

  1. #16
    Steve Guest

    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by Danny View Post
    So the answer is have the baby at home? My wife had a normal pregnancy but hemorrhaged at birth and would have died had there not been a doctor. So if I lived in the US and had no insurance my kid would not have a mother and I would not have a wife anymore is basically what you all are saying? Man each day seems like I need to count my blessings I don't live there and pray for those who are were no so lucky to be born in Canada.
    You referenced a normal delivery, not a normal pregnancy.

    Stop trying to change your argument. It makes you look inept and clumsy...

  2. #17
    Steve Guest

    Re: What do people without insurance do when they want to have a baby?

    Nobody should have to take life threatening risks in a civilized society just to have a baby.
    You referenced nothing regarding a life threatening risk. You referenced a normal delivery.

    You're being clumsy again...
    Last edited by Speakeasy; 09-29-2010 at 12:44 PM.

  3. #18
    Danny's Avatar
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by MaybeNextYear View Post
    You're making uninformed statements. But being from Canada, we'll excuse and educate you.

    If you lived in the US, and your wife was having a baby, and you had no insurance, you would take her to the emergency room like anyone else with an emergency.

    When you show up to the ER, hospitals are required BY LAW to stabilize you, regardless of ability to pay for the services. In the case of a delivery, they would deliver the baby and stabilize both mother and child. Once stable, they would most likely be transferred to another facility where the insurance issue wasn't an issue, if they themselves didn't have a program to cover it.

    LINK

    What is considered an emergency situation?
    According to the Emergency Medical Treatment and Labor Act (EMTALA), an emergency medical condition means:

    (A) a medical condition manifesting itself by acute symptoms of sufficient severity (including severe pain) such that the absence of immediate medical attention could reasonably be expected to result in:

    * placing the health of the individual (or, with respect to a pregnant woman, the health of the woman or her unborn child) in serious jeopardy

    * serious impairment to bodily functions, or

    * serious dysfunction of any bodily organ or part; or

    (B) with respect to a pregnant woman who is having contractions:

    * that there is inadequate time to make a safe transfer to another hospital before delivery, or

    * that transfer may pose a threat to the health or safety of the woman or the unborn child.


    Consider yourself better educated Danny. You're welcome.
    With amount of blood spewing out of her body I hardly think calling an ambulance and transporting her to a hospital is an adequate measure. In fact it fucking fails and she'd be dead.

  4. #19
    Danny's Avatar
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by Steve View Post
    You referenced nothing regarding a life threatening risk. You referenced a normal delivery.

    You're being clumsy again...
    I suppose a normal delivery can be had at home ..with risk. Mine was supposed to be normal. Each home delivery for a normal pregnancy is a life threatening risk for both mother and child.
    Last edited by Speakeasy; 09-29-2010 at 12:44 PM.

  5. #20
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by Danny View Post
    Just a question about your system. If you don't have health insurance and get pregnant, who pays for the hospital bills? Doctors here charge $5K for a normal delivery. My doctor actually was involved in a case where an immigrant couple had a baby and were not in covered by our healthcare so when they refused to pay she withheld the birth certificate. Caused quite a stir.
    In your socialist utopia, if all the poor, lazy and unemployed decide to have 20 kids each, who pays for it? And finally, what do people without a job do when they want to get a brand new red Ferrari?

  6. #21
    MaybeNextYear's Avatar
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by Danny View Post
    With amount of blood spewing out of her body I hardly think calling an ambulance and transporting her to a hospital is an adequate measure. In fact it fucking fails and she'd be dead.
    Ok. I must have misunderstood your situation.

    What your saying is that if you were to decide to have the baby at home, and had no insurance, and refused to go to an ER because a doctor should come to you, you'd be screwed. You are correct.

    If that were the case, it would also be patently stupid and irresponsible of both you AND your wife.
    We’re not, we’re not trying to push financial reform because we begrudge success that’s fairly earned. I mean, I do think at a certain point you’ve made enough money. But, you know, part of the American way is, you know, you can just keep on making it if you’re providing a good product or providing good service. We don’t want people to stop, ah, fulfilling the core responsibilities of the financial system to help grow our economy.
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  7. #22
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    Re: What do people without insurance do when they want to have a baby?

    Let me get this straight? Some woman I've never met gets knocked up and can't afford to pay for her medical care. How is this my responsibility?
    I'm sick and tired of my brothers and sisters dying to preserve America's right to drive like assholes.

    [SIGPIC][/SIGPIC]

  8. #23
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by Danny View Post
    So the answer is have the baby at home? My wife had a normal pregnancy but hemorrhaged at birth and would have died had there not been a doctor. So if I lived in the US and had no insurance my kid would not have a mother and I would not have a wife anymore is basically what you all are saying? Man each day seems like I need to count my blessings I don't live there and pray for those who are were no so lucky to be born in Canada.
    Good Lord, Danny.

    Really, you're just making a fool of yourself. The answer is not "have the baby at home".

    There are, as noted above, programs available for uninsured pregnant women.

    In addition, any hospital is required to treat any pregnant woman in labor, or obtain qualified transport if the hospital genuinely cannot handle the case.

    Your post is emotional dribble, and a deliberate insult to Americans.

    That kind of crap was once beneath you.

    Matt
    “Well, congratulations, President Barack Obama, Conspiracy theorists who generally can survive in anaerobic environments have just had an algae bloom dropped on their fucking heads, thus removing the last arrow in your pro-governance quiver: skepticism about your opponents.” - Jon Stewart

  9. #24
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by Danny View Post
    I made the post because my wife asked me and I didn't have an answer. I was offended at the thought of having to think about it. Nobody should have to take life threatening risks in a civilized society just to have a baby.
    Fortunately, you devoted almost no thought to it, so any offense would have been very, very minimal.

    Yeesh.
    “Well, congratulations, President Barack Obama, Conspiracy theorists who generally can survive in anaerobic environments have just had an algae bloom dropped on their fucking heads, thus removing the last arrow in your pro-governance quiver: skepticism about your opponents.” - Jon Stewart

  10. #25
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by Danny View Post
    With amount of blood spewing out of her body I hardly think calling an ambulance and transporting her to a hospital is an adequate measure. In fact it fucking fails and she'd be dead.
    Have a lot of experience in prehospital emergency medicine, do you?

    Matt
    “Well, congratulations, President Barack Obama, Conspiracy theorists who generally can survive in anaerobic environments have just had an algae bloom dropped on their fucking heads, thus removing the last arrow in your pro-governance quiver: skepticism about your opponents.” - Jon Stewart

  11. #26
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by Danny View Post
    Nobody should have to take life threatening risks in a civilized society just to have a baby.
    Agreed.

    People should be able to do anything they want at any time they want with no thought at all given to the consequences.

    Then when these idiots step on their dicks they should have the right to look to those of us who aren't making dumbass decissions to bail them out.

    :rolleyes:

    Honestlyt dude, does personal responsibility mean NOTHING to you?
    I ♣ Ideologues!

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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by MattInFla View Post
    Good Lord, Danny.

    Really, you're just making a fool of yourself. The answer is not "have the baby at home".

    There are, as noted above, programs available for uninsured pregnant women.

    In addition, any hospital is required to treat any pregnant woman in labor, or obtain qualified transport if the hospital genuinely cannot handle the case.

    Your post is emotional dribble, and a deliberate insult to Americans.

    That kind of crap was once beneath you.

    Matt
    Or he could just not have a baby when he's living paycheck to paycheck or up to his balls in debt. If the hospital stay associated with having a kid kills his bank account, maybe he ought to rethink the whole thing. It's not like the child expenses stop or greatly decrease right after birth.

  13. #28
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by Ernie S. View Post
    Let me get this straight? Some woman I've never met gets knocked up and can't afford to pay for her medical care. How is this my responsibility?
    Quote Originally Posted by soot View Post
    Agreed.

    People should be able to do anything they want at any time they want with no thought at all given to the consequences.

    Then when these idiots step on their dicks they should have the right to look to those of us who aren't making dumbass decissions to bail them out.

    :rolleyes:

    Honestlyt dude, does personal responsibility mean NOTHING to you?
    Yeh, only my form includes at least trying not to pollute the environment we all have to live in, having dangerous animals and devices properly secured, etc. You cons are big on personal responsibility but only for OTHER PEOPLE; when my sister's bronchits kicks in everytime my asshole neigbor guns his Hummer in the garage for a half hour or your pit bull eats my kid because you didn't even chain him, or somebody kills my family with the gun they "stole" off your dining room table, hey, that's just my tough luck.

    Quote Originally Posted by Slon View Post
    Or he could just not have a baby when he's living paycheck to paycheck or up to his balls in debt. If the hospital stay associated with having a kid kills his bank account, maybe he ought to rethink the whole thing. It's not like the child expenses stop or greatly decrease right after birth.
    So let me get this straight. In your Randian Paradise a poor person whose rubber breaks is under sentence of bankruptcy, death or grevious bodily harm. (They wouldn't be allowed to have an abortion, Ayn forbid) They can, of course, avoid this risk by refusing to have sex at all.

    Do you also want them to wear hairshirts and whip themselves daily for the terrible sin of not having as much money as you? Or maybe they can read Atlas Shrugged as a distraction, (though I would take the hairshirt any day.)

  14. #29
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    Re: What do people without insurance do when they want to have a baby?

    Quote Originally Posted by John Drake View Post


    So let me get this straight. In your Randian Paradise
    Randian Paradise? I never even read Rand. Sorry to disappoint.

    a poor person whose rubber breaks is under sentence of bankruptcy, death or grevious bodily harm. (They wouldn't be allowed to have an abortion, Ayn forbid)
    Except I'm not against the right to abort, but please, keep making yourself look foolish as you churn out the strawmen.

    They can, of course, avoid this risk by refusing to have sex at all.
    And of course there is that. Activities have risks. People should make decisions with those risks in mind. They can also avoid having vaginal sexual intercourse (there are other sexual acts). Or be gay.

    Do you also want them to wear hairshirts and whip themselves daily for the terrible sin of not having as much money as you?
    And how much money is that?

    Or maybe they can read Atlas Shrugged as a distraction, (though I would take the hairshirt any day.)
    Can't say. Haven't read it so can't recommend it or give it a bad review.

    Yeh, only my form includes at least trying not to pollute the environment we all have to live in, having dangerous animals and devices properly secured, etc. You cons are big on personal responsibility but only for OTHER PEOPLE; when my sister's bronchits kicks in everytime my asshole neigbor guns his Hummer in the garage for a half hour or your pit bull eats my kid because you didn't even chain him, or somebody kills my family with the gun they "stole" off your dining room table, hey, that's just my tough luck.
    If someone steals (or buys) a gun and murders someone, it's the fault of the murderer. That's personal responsibility. What you're describing appears to be some convoluted guilt by indirect association.

  15. #30
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    Re: What do people without insurance do when they want to have a baby?

    It amused me to see the bill from a delivery. Doctors + hospital services nominally charged 80k. The insurance paid 8k.

    Sure, the hospital offered 50% off for those w/o insurance that paid their bill immediately, but wow, would it suck to lose the bargaining power of the insurance company.

    This is one of the key differences compared to say car insurance; basically healthy people are paying for bargaining agreements as much as true insurance.

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