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Just a question about your system. If you don't have health insurance and get pregnant, who pays for the hospital bills? Doctors here charge $5K for a normal delivery. My doctor actually was involved in a case where an immigrant couple had a baby and were not in covered by our healthcare so when they refused to pay she withheld the birth certificate. Caused quite a stir.
A "normal" delivery can be done at home, and one need not have any medical training. You just gotta' be Johnny Bench...
There are numerous health programs available to pregnant women.
Really, Danny, shouldn't you already know about this given the amount of time you spent lecturing us about our healthcare system?
You might hope to keep your insurance plan, your doctor, your premium, and your deductible, but Obamacare is going to change all of that for you.
However, in the event of complications (breech baby, umbilical strangulation, etc), the mortality rate for home deliveries is higher.
In other words, for people who are uninsured a home delivery might be the best economic option, and for certain complications can even allow for rapid transport to the ER where we all get to pay their massive ER bill. In other cases, a baby (and mother) that might otherwise have lived will die.
Steve, that's true. After the fact, one can easily way whether a delivery was a 'normal' one. In many cases a delivery seems completely 'normal' until some phase late in the game where its too late to get the mother and baby to the hospital. My own son possibly would have died with a midwife, but because we were in a hospital the doctor was able to save him, and everything seemed completely normal until we all got surprised by a few moments of major adrenaline.
If I can't afford a baby, I don't have one.
Is this seriously a concern?
To a man who of himself makes a worm, hath no means to curse of when he is trodden.
So the answer is have the baby at home? My wife had a normal pregnancy but hemorrhaged at birth and would have died had there not been a doctor. So if I lived in the US and had no insurance my kid would not have a mother and I would not have a wife anymore is basically what you all are saying? Man each day seems like I need to count my blessings I don't live there and pray for those who are were no so lucky to be born in Canada.
I made the post because my wife asked me and I didn't have an answer. I was offended at the thought of having to think about it. Nobody should have to take life threatening risks in a civilized society just to have a baby.
If you lived in the US, and your wife was having a baby, and you had no insurance, you would take her to the emergency room like anyone else with an emergency.
When you show up to the ER, hospitals are required BY LAW to stabilize you, regardless of ability to pay for the services. In the case of a delivery, they would deliver the baby and stabilize both mother and child. Once stable, they would most likely be transferred to another facility where the insurance issue wasn't an issue, if they themselves didn't have a program to cover it.
What is considered an emergency situation?
According to the Emergency Medical Treatment and Labor Act (EMTALA), an emergency medical condition means:
(A) a medical condition manifesting itself by acute symptoms of sufficient severity (including severe pain) such that the absence of immediate medical attention could reasonably be expected to result in:
* placing the health of the individual (or, with respect to a pregnant woman, the health of the woman or her unborn child) in serious jeopardy
* serious impairment to bodily functions, or
* serious dysfunction of any bodily organ or part; or
(B) with respect to a pregnant woman who is having contractions:
* that there is inadequate time to make a safe transfer to another hospital before delivery, or
* that transfer may pose a threat to the health or safety of the woman or the unborn child.
Consider yourself better educated Danny. You're welcome.
Barack ObamaWe’re not, we’re not trying to push financial reform because we begrudge success that’s fairly earned. I mean, I do think at a certain point you’ve made enough money. But, you know, part of the American way is, you know, you can just keep on making it if you’re providing a good product or providing good service. We don’t want people to stop, ah, fulfilling the core responsibilities of the financial system to help grow our economy.